This article explores how digital marketplaces utilise internal wallets to remove banking delays, lower overheads, and secure seller loyalty through instant payout cycles. We examine the mechanics of ledger-based accounting and why modern platforms a…
New data from the Global Payments Report 2026 puts hard numbers behind a shift most people in payments have been sensing for a while, and that’s the steady rise of digital wallets. Yes, cards are still holding their ground. For example, in 2025, 49%…
Written by Karine Martinez, Head of Strategic Partnerships at Wallester Corporate finance teams spend their days inside ERP and accounting platforms, because that is where so many workflows live. There are budgets, approvals, reconciliation, reportin…
This article walks through how authorisation requests move through the virtual card payment chain, from the moment a transaction is triggered to the response code that approves or declines it. It covers the roles of acquirers, card networks, and issu…
This guide breaks down the mechanics of commercial card processing fees and explains how companies can transform vendor payments into a profitable income stream. You will learn the exact calculation methods, the core pricing models, and the data requ…
This Hub brings together all content related to virtual cards and the underlying payment technologies that support them. It serves as a central entry point for product teams, architects, and decision-makers looking to understand how virtual card prog…
This guide provides a technical framework for deploying a virtual card ecosystem within the UK and European regulatory framework. It covers the transition from legacy banking to API-first issuing while addressing specific fraud mitigation strategies…
Corporate cards were built for a different era. A small number of employees. Centralised spending. Manual approvals. Monthly reconciliation. That model breaks quickly once a company starts scaling—especially if spend is distributed across teams, camp…
B2B card payment volumes will grow from $5.9 trillion in 2026 to $10.9 trillion in 2030, according to new Juniper Research data. That is 85% growth in four years. Over the same period, the broader B2B payments market is forecast to grow by 17%. …
Choosing the best UK credit card isn’t a one-size-fits-all decision. What makes a card “best” depends entirely on whether you’re chasing cashback on everyday spending, collecting air miles for your next holiday, or simply looking to spread a large pu…
This article explains the technical mechanics of embedded card issuance, the commercial drivers pushing B2B software platforms to adopt them, and the critical criteria for selecting an infrastructure partner. Readers will understand the underlying AP…
This article explores how businesses integrate custom-built financial services into their platforms across various sectors. Readers will learn about the move from standard banking tools to vertical-specific fintech infrastructure that improves operat…
This article covers how embedded payment solutions work within booking platforms, why they differ from standard payment gateways, and what technical and regulatory factors platform teams need to weigh when choosing an infrastructure provider. Booking…
Written by Edouard Roca, Head of Business Development at Wallester. Last month, JP Morgan published its five payments trends to watch in 2026. Embedded finance made the list, alongside AI agents, blockchain, and real-time treasury. When one of the wo…
This article covers what a bank identification number is, how its digit structure works, what a BIN reveals about a payment card, how it functions during a transaction, and why it matters for fraud prevention. It also covers the 2022 expansion to eig…
In this guide, you will learn the mechanics of embedding virtual card issuance, the infrastructure stack behind it, a step-by-step integration path, the revenue model that makes it worthwhile, common traps to sidestep, and a FAQ covering the complian…
In this guide, you will discover a detailed analysis of the mandatory identity verification frameworks and risk assessment protocols that digital payment providers must maintain in 2026. We comprehensively examine cross-border regulatory movements, t…
Looking for virtual cards in the Netherlands? Compare 10 leading providers, including features, pricing, and the best options for scaling businesses. In the Netherlands, business payments don’t follow the same rules as most of Europe. On the surface,…
